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Tagged: insurance

Coronavirus Financial Relief and Resources

Posted: Apr 6, 2020

Category: Tips & Tricks

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**Guest post by Kristen Ford, Nashville based indie rock act with a passion for music business and a book on DIY touring in the works.

 

Seeing as so many gigs are canceled, with business as usual impossible due to coronavirus social distancing, I am trying to make the most of this unfortunate situation. If you are a musician like me, whether you are self employed, have a small business with a few employees or just do music part time and are still missing some of your income due to Coronavirus cancelations, I hope some of these resources will be helpful...

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Are You Ready For When Something Horrible Happens?

Posted: Oct 30, 2017

Category: The Musician Business

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**Guest post written by Scott Aumann, originally featured on The Legit Musician blog.

 

Horrible Happens
"Most musicians sink a lot of money into their gear. This is how they make a living! Sometimes, it took years and years to acquire this gear. Don’t let one horrible event wipe you out. I’ve seen too many stories about how a band had to call it quits because their gear was stolen, or damaged. They couldn’t continue to make a living, so they gave up their dreams to get regular jobs to pay the bills. If this sounds like you, then you need INSURANCE."

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Health Insurance For The Independent Artist

Posted: Jul 20, 2015

Category: The Musician Business

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**Guest post written Aly Keller, an avid pianist, musicologist, and marketing analyst, as featured on Grassrootsy.com.

 

"Turns out, musicians often do make that decision [medical debt or a musical career]. Last year, 43% of them lacked insurance. And this is in the post-ACA (“Obamacare”) environment where health insurance has never been more accessible to employer-less freelancers. But is health insurance something you really want to go without?"

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Your Gear Will Get Stolen

Posted: Sep 30, 2013

Category: Theft

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**Guest post written by Ari Herstand, a DIY singer-songwriter from Los Angeles, CA with 500+ shows under his belt, as featured in his blog "Ari's Take".

 

Ari


"Years ago I got back late after a local gig and was exhausted. I carried in my guitar and cash box, but left some of my other gear in my car - including my $2,000 trumpet (no judging - I was young, stupid and TIRED). The next morning, as you would imagine, I awoke to a smashed back window and no trumpet. I called my insurance company (State F(U)arm) and explained what happened."

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