**Guest post written Aly Keller, an avid pianist, musicologist, and marketing analyst, as featured on Grassrootsy.com.
"Turns out, musicians often do make that decision [medical debt or a musical career]. Last year, 43% of them lacked insurance. And this is in the post-ACA (“Obamacare”) environment where health insurance has never been more accessible to employer-less freelancers. But is health insurance something you really want to go without?"
**Guest post written by Sylvana Joyce, NYC based indie artist, originally featured in her blog Scenipedia.
"Let's face it. I'm not Lady GooGoo and I'm not rolling in the deep, deep cavern of Scrooge McDucklike's money vault. But I am a small indie band who has built an intimate fan base from the ground up - enough of a fanbase that I was able to raise $2000 in less than 24 hours to fund my debut album. So let's say I have something to say on the subject of oh, being a successful indie band...here are the 10 things I think are important to making sure you're on the right track as a band and to make sure you have a long and prosperous career where you continue to grow and shoot for greatness..."
**Guest post written by Andrew Tufano, Nashville based Acoustic Pop Singer-Songwriter.
"When you’re strapped for cash on the road, it can be a relief to have a bandmate in the passenger seat, lifting your spirits and holding things together. At the same time, splitting $42 in tips and then going out to drink every night can make turning a profit feel like a luxury you can’t afford. Here are some of the pros and cons to touring alone versus with your friends."